Terms and Conditions

1. Acceptance of Terms

By accessing and using ExcelAI, you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Service Description

ExcelAI provides an AI-powered Excel template generation service. Users can create custom Excel templates for personal finance management, including budget trackers, calculators, and other financial tools.

• One free template for new users
• Unlimited templates with monthly subscription
• Professional Excel templates with formulas and formatting

3. User Accounts and Registration

To access our services, you must create an account using Google authentication. You are responsible for:

• Maintaining the confidentiality of your account
• All activities that occur under your account
• Providing accurate and current information

4. Payment and Subscription

Our monthly access costs ₹100 and provides unlimited template generation for 30 days.

• Payments are processed securely through Razorpay
• Each payment provides 30 days of unlimited access
• No automatic renewal - you pay manually when you want access
• Refunds are handled according to our refund policy

5. Acceptable Use

You agree not to:

• Use the service for illegal or unauthorized purposes
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the service
• Share your account credentials with others
• Use the service to generate harmful or offensive content

6. Intellectual Property

The ExcelAI service, including its design, functionality, and content, is owned by us and protected by intellectual property laws. Generated templates become your property upon creation.

7. Data and Privacy

We are committed to protecting your privacy. Please review our Privacy Policy to understand how we collect, use, and protect your information.

8. Service Availability

We strive to maintain high service availability but do not guarantee uninterrupted access. We may perform maintenance or updates that temporarily affect service availability.

9. Limitation of Liability

ExcelAI shall not be liable for any indirect, incidental, special, or consequential damages resulting from your use of the service. Our total liability is limited to the amount you paid for the service.

10. Account Termination

We may terminate or suspend your account at any time for violation of these terms. Your monthly access expires automatically after 30 days unless you make another payment.

11. Changes to Terms

We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through our service. Continued use constitutes acceptance of modified terms.

12. Governing Law

These terms are governed by the laws of India. Any disputes shall be resolved in the courts of India.

13. Contact Information

If you have questions about these Terms and Conditions, please contact us at: